What is the need for health insurance for kids?
With the changing lifestyles and rapid growth of children, kids health insurance has become a necessity. Earlier unheard of, today parents are much more aware of the possible ailments that can beset their young wards and create a huge pressure on expenses. Hospitalization and medical expenses have rocketed up and it is only logical that parents will start worrying about their kids from a very young age. This is where Medicaid Arkansas and its program for young children come in handy.
What is ARKids First Health Insurance policy?
ARKids is Medicaid Arkansas for children, especially for those from low income families who have medical needs that their families cannot meet. It is part of Medicaid Arkansas and is governed by the same body, and authorities. There are two parts to the ARKids plan, parts A and B. Part A is designed to cover the medical expenses of kids from low income families and is framed accordingly, whereas Part B is designed for children from higher income families. The same form can be used to apply for either package and the application process for both is the same, making the process much more streamlined and easy.
Arkansas Kid’s Health Insurance Eligibility:
The eligibility criteria for ARKids are complex but the main category into which it can be resolved is the income brackets of the families these children belong to. The website of the health insurance scheme provides a chart [which is also available at the local Medicaid office, Social Security office and so on] which contains a detailed list of ages corresponding to income limitations. In other words, if your child falls in a certain age group and your family income is below the one prescribed for that age group, your child is eligible to receive ARKids health insurance coverage.
Benefits of ARKids medical health insurance:
There are many advantages of this scheme, and the services provided are quite comprehensive and all-encompassing. Some of the services are as follows: