Arkansas Medicare is an important health plan wherein various services are provided at a subsidized rate. This takes care of hospital expenses, medical services, long term health care and even prescription drug plan. The Medicare drug plan is also known as the Part D program of the original Medicare curriculum. This caters to the prescription drug requirements for those eligible enough to enroll for them. The basic aim is to avert the risk of incurring huge medical debt due to the medications required for emergency and non-emergency cases. This plan is sought by those who have recurring health problems that require medications on a daily basis. The coverage provides 48% of the cost and the rest has to be paid by the beneficiary.
Qualifying factors for Arkansas Medicare Drug Plan
In order to enroll for this drug plan, there must be certain qualifications that the individual must first go through in order to be considered for it:
Arkansas Medicare PDP and MA coverage Premiums
The average premium is $35 per month and will increase in the coming few years. There are many who will chose PDP (Prescription Drug plan) more than MA (Medicare Advantage). Not many select MA and PD but it is preferred since the coverage gap covers 33%. There are more options for drug costs covered for those with low assets and income. This is done by paying on part of the premium from the original premium per month. This includes drug co-payments and deductible. The Centers for Medicare and Medicaid Services or CMS had estimated that 13 million Part D beneficiaries were able to apply for low-income subsidies in 2009. Arkansas was included among other states as well. This might just increase further as reports indicate.